New York Diversion Program Defensive Driving Online Course
New York Defensive Driving Course (Speeding and Traffic Charges)
New York Defensive Driving
PIRP Courses
New York Defensive Driving Point Insurance Reduction PIRP Program
Diversion Program Defensive Driving Course for Tickets and Driving Points Removal.
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New York Seniors Mature Driver Insurance Discount Course (Below).
Save 10% on you car insurance each year for three years
Eligibility
In order to be eligible for the Defensive Driving Course you must meet the following requirements:
- You are charged with an eligible offense
- You have not been convicted of any moving violation (violation with points) of the Vehicle and Traffic Law within the last 18 months, or any DWI or vehicular homicide in the last 10 years
- You have a valid license and insurance at the time of the offense
- You pay an application fee
- Be able to complete a defensive driving course
Eligible Offense
“Eligible Offense” means any New York State vehicle and traffic violation, but specifically excludes:
- Any V&T §1192 Driving Under the Influence of Alcohol or Drug charge
- V&T§1212 Reckless Driving
- V&T §511 Aggravated Unlicensed Operation
- Passing a Stopped School Bus
- Any speed greater than 20 mph over the speed limit
- Leaving the scene of an accident
- Accidents resulting in physical injury or death
- Any offense committed in a school or construction zone
Defensive Driving Course
During your 30-day adjournment, you must complete a defensive driving course, commonly called “point and insurance reduction courses.”
Diversion Program NY Defensive Driving Defensive Driving Course
Reduce points and car insurance premium rates
The NY PIRP Point and Insurance Reduction Program (Defensive Driving)
Defensive Driving is also known as the Defensive Driving Course or Motor Vehicle Accident Prevention Course. It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.
What are the benefits of taking a Defensive Driving/Accident Prevention course?
Completing an approved Defensive Driving course will
- refresh your driving knowledge
- help to prevent you from losing your license in the event you accrued 11 or more points on your driving record
- 4 points are ‘deducted’ for the purposes of calculating
a suspension if you have 11 or more points - the tickets/points do not physically come off your driving record, but deducted from the record
- learn about the New York State driving record point system
- 4 points are ‘deducted’ for the purposes of calculating
- Change the base rate of your auto and motorcycle insurance premiums 10% each year for three years
The Diversion Program Point & Insurance Reduction Program (Defensive Driving), approved by the New York Department of Motor Vehicles is available here online. Our Defensive Driving course meets strict standards for the safe driving information presented and program effectiveness. If you complete an approved Defensive Driving course:
- It will help refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today’s vehicle and traffic laws.
- Save as many as four (4) points on your driving record. The NY DMV computer will automatically note your eligibility to receive the reduction.
- If you are the principal operator of a motor vehicle, you will receive at least a 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.
In Diversion Program, if you have received a traffic ticket/citation for speeding, in a motor vehicle accident, running a red light, following too closely or any other civil citation for moving violations you should take a driving school course or Defensive Driving. Contact your attorney or the court if you wish to attend a Defensive Driving or a Defensive Driving defensive driving school class. Then click on New York driving school course button above for the cost of the defensive driving school online class. This course is taken in you spare time. You register and sign up for the driving school course then complete the driving course at your own convenience. You can complete it all at once or a little at a time. You choose your own schedule.
Diversion Program Senior Citizen, Mature Driver, 55 Alive courses are also approved for insurance discounts. Many states mandate the auto/car insurance companies provide such a discount of anywhere between 5%-15%.
Defensive Driving courses are state authorized and online for most states. In some states, Defensive Driving such as driver improvement programs and accident prevention courses are ideal for dismissing a traffic ticket/citation for a motor vehicle moving violation and other minor traffic offenses. Speeding tickets are the most often common offenses which result in traffic fines or driving safety deferrals. A deferred adjudication or deferred judgment is a probation because a judge or court official authorizes the deferral of the fine. If a defendant remains on probation, usually 6 months to a year without getting a second charge, the case is dismissed. Many courts will ask the violator to take a defensive driving or driver improvement course in lieu of the fine and instead of a conviction record on the drivers license.
Diversion Program Mature Driver Car Insurance Discount & Refresher
Refresh Your Driving Knowledge and Save up to $400 on Your Car and Auto Insurance
- Earn an immediate discount on your auto insurance
- 100% online – take the course around your schedule
- Available 24/7 – take the course when you’re ready
- Approved by the state of New York DMV
Diversion Program NY Defensive Driving School
Kings County NY
Queens County NY
New York County NY
Suffolk County NY
Bronx County NY
Nassau County NY
Westchester County NY
Erie County NY
Monroe County NY
Richmond County NY
Onondaga County NY
Orange County NY
Dutchess County NY
Albany County NY
Rockland County NY
Oneida County NY
Saratoga County NY
Niagara County NY
Broome County NY
Ulster County NY
Rensselaer County NY
Schenectady County NY
Chautauqua County NY
Oswego County NY
Jefferson County NY
Saint Lawrence County NY
Ontario County NY
Putnam County NY
Tompkins County NY
Steuben County NY
Wayne County NY
Chemung County NY
Clinton County NY
Cattaraugus County NY
Cayuga County NY
Sullivan County NY
Madison County NY
Warren County NY
Livingston County NY
Columbia County NY
Otsego County NY
Herkimer County NY
Washington County NY
Genesee County NY
Fulton County NY
Chenango County NY
Tioga County NY
Franklin County NY
Greene County NY
Allegany County NY
Montgomery County NY
Cortland County NY
Delaware County NY
Orleans County NY
Wyoming County NY
Essex County NY
Seneca County NY
Schoharie County NY
Lewis County NY
Yates County NY
Schuyler County NY
Hamilton County NY