Indiana Driver Safety DSP Program | Defensive Driving | Traffic School
Indiana law assesses a point value for each conviction of moving violations. The point value relates to the seriousness of the offense in posing a risk to traffic safety. Point values for offenses range from zero to ten, depending on the violation. Points stay active on an individual’s driving record for two years from the conviction date.
Indiana Driver Safety Program DSP Defensive Driving Online Courses
Indiana state law provides that persons convicted of two or more traffic offenses within a 12-month period may be required to complete a BMV-approved Driver Safety Program (DSP). Individuals under 21 years of age are required to complete a DSP if, they are convicted of two or more traffic offenses. When the BMV is notified of these convictions, a DSP course must be completed within 90 days or driving privileges will be suspended. Notification of this requirement is mailed from the BMV. A court may also require an individual to complete a DSP course and use this requirement as an alternative to suspension of driving privileges; however, the court order may not specifically require participation in a BMV-approved DSP.
Any Indiana driver can take a DSP course. The BMV will apply a 4 point credit to an Indiana Official Driver Record for successful completion of a BMV-approved DSP. The credit may only be applied once every three years. However, if an additional course is completed, the time period of the credit will be extended for three years from the new course completion date.
The BMV has approved a variety of programs. The DSP curriculum is available in a classroom, DVD or online format. All of the providers have the same curriculum standards and all courses are a minimum of four hours in duration. The DSP courses do not teach an individual how to drive; however, the courses do provide information that will help improve defensive driving skills. The maximum cost for any of the BMV-approved DSP courses is $55. All drivers taking a DSP must pay any fees associated with the course. Allow 7 to 10 business days for completion results to be processed.
Online Defensive Driving Course in Indiana
So you’ve received a traffic ticket in Indiana – now what? Unfortunately, the cost of a traffic ticket in Indiana doesn’t just end with paying the hefty fee. Not only are you given points against your driving record, but those points can also lead to an increase in your monthly auto insurance rates. Thankfully, there’s a way to prevent these points from appearing on your driving record – complete a state-approved defensive driving course.
Indiana Defensive Driving Course – The Basics
Any licensed Indiana driver may take a defensive driving course for one of the following reasons:
- To satisfy a court or BMV order to attend traffic school
- To prevent violation points from appearing on your driving record
- To earn a 4-point safe driver credit on your driving record
You may also be able to take an Indiana defensive driving course voluntarily and earn a possible reduction on your insurance rates
Online Indiana Defensive Driving School Makes it Easy
The best, most convenient way to complete an Indiana defensive driving course is to take a state-approved online course. An online defensive driving course is just as good as a classroom course, minus all the inconveniences that come with in-person classes.
- No more stuffy classrooms – study wherever you want
- No set schedules to get in the way – 24/7 access for round-the-clock studies
- No boring course material – short, easy-to-understand chapters
- No need to drive anywhere – less risk of getting yet another traffic ticket
Plus, with a variety of different courses online across a large number of formats, including streaming video and mobile courses, there’s an online course out there that’s custom-catered to everyone’s personal needs and preferences.