West New York New Jersey Defensive Driving Class
West New York NJ PIRP Point and Insurance Rate Reduction Course
Speeding Ticket Cost in Points vs Driver Improvement
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West New York NJ Driver Improvement and Defensive Driving Course
Reduce driving history license point record and car insurance premium rates
The Camden county, NJ Point and Insurance Reduction Program (Defensive Driving PIRP) and Insurance Discount Class.
West New York Defensive Driving PIRP is also known as a traffic school. It is a comprehensive driver improvement course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness. You can also get an auto insurance discount after completing the course.
What are the benefits of taking a Defensive Driving/Driver Improvement course?
How many points you receive for a traffic violation will depend on the type of infraction you’ve been convicted of.
Below you’ll find common violations that could add points to your license. For a full list of violations that may result in points being added to your driving record, please visit the New Jersey Motor Vehicle Commission’s (MVC) website.
2-Point Violations
New Jersey’s minor points violations include:
- Failure to yield right of way to a pedestrian: 2 points.
- Disregarding traffic signals: 2 points.
- Driving the wrong way down a one-way street: 2 points.
- Blocking traffic by driving at low speeds: 2 points.
- Driving at a speed 1 to 14 MPH over the designated speed limit: 2 points.
- Not stopping for a traffic light: 2 points.
- Proceeding through stop or yield signs: 2 points.
- Any moving violation committed in a state other than New Jersey: 2 points.
3-Point Violations & Above
For more serious violations, you may have a higher number of points added to your driving record. Some of these offenses include:
- Disobeying right or left turn laws: 3 points.
- U-turn violation: 3 points.
- Passing in a no passing zone: 4 points.
- Speeding over the designated limit:
- 15 to 29 MPH over: 4 points.
- 30 MPH or more over: 5 points.
- 15 to 29 MPH over: 4 points.
- Illegal racing: 5 points.
- Reckless driving: 5 points.
- Passing or attempting to pass a stopped school bus: 5 points.
- An accident resulting in personal injury: 8 points.
Point Deductions
While the accumulation of points can result in a suspension, it is possible to have points deducted from your driving record.
In New Jersey, you can have up to 3 points removed from your point total 1 year after any of the following occurs:
- Your last moving violation.
- You’ve had 0 violations for at least 1 year prior.
- You complete an approved driver improvement program.
- Credit can only be received every 2 years.
- Credit can only be received every 2 years.
Up to 2 points can also be deducted if you complete an approved defensive driving course. However, you may only receive point deductions every 5 years for each course you take. For more information, please contact your local MVC.
The West New York Point & Insurance Reduction Program (Defensive Driving PIRP), approved by the New Jersey Department of Motor Vehicles is available here online. Our Defensive Driving PIRP course meets strict standards for the safe driving information presented and program effectiveness. If you complete an approved Defensive Driving PIRP course:
- It will help refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today’s vehicle and traffic laws.
- Save as many as four (4) points on your driving record. The NJ DMV computer will automatically note your eligibility to receive the reduction.
- If you are the principal operator of a motor vehicle, you will receive at least a 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.
In West New York, if you have received a traffic ticket/citation for speeding, in a motor vehicle accident, running a red light, following too closely or any other civil citation for moving violations you should take a driving school course or Defensive Driving PIRP. Contact your attorney or the court if you wish to attend a Defensive Driving or a Defensive Driving PIRP defensive driving school class. Then click on New Jersey driving school course button above for the cost of the defensive driving school online class. This course is taken in you spare time. You register and sign up for the driving school course then complete the driving course at your own convenience. You can complete it all at once or a little at a time. You choose your own schedule.
West New York Senior Citizen, Mature Driver, 55 Alive courses are also approved for insurance discounts. Many states mandate the auto/car insurance companies provide such a discount of anywhere between 5%-15%.
Defensive Driving PIRP courses are state authorized and online for most states. In some states, Defensive Driving such as driver improvement programs and accident prevention courses are ideal for dismissing a traffic ticket/citation for a motor vehicle moving violation and other minor traffic offenses. Speeding tickets are the most often common offenses which result in traffic fines or driving safety deferrals. A deferred adjudication or deferred judgment is a probation because a judge or court official authorizes the deferral of the fine. If a defendant remains on probation, usually 6 months to a year without getting a second charge, the case is dismissed. Many courts will ask the violator to take a defensive driving or driver improvement course in lieu of the fine and instead of a conviction record on the drivers license.
West New York Mature Driver Car Insurance Discount & Refresher
Refresh Your Driving Knowledge and Save up to $400 on Your Car and Auto Insurance
- Earn an immediate discount on your auto insurance
- 100% online – take the course around your schedule
- Available 24/7 – take the course when you’re ready
- Approved by the state of New Jersey DMV
West New York NJ Defensive Driving Driver Improvement Course
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