Florida 4 Hour BDI Basic Driver Improvement Online

Seniors Age 55 and over Defensive Driving and Refresher courses are available for all 50 states for a car/auto insurance discount. Drivers can get up to 15% off (depending upon specific insurance company and policy terms) their existing and current insurance premiums. See your insurance agent/agency or insurance policy for details. Most discounts are standard and common among most insurance companies upon driver improvement course completion.

This course does have many popular names, such as mature driver course, safe driver course, defensive driving course online for an insurance discount, safe driver discount and defensive driving just to mention a few.

 

Regardless on how it’s called, this course can help you save money getting an insurance discount. This course teaches techniques of driving a vehicle under various situations, along with basic vehicle maintenance, safety precautions, and traffic regulations and laws according to each State, weather condition, age and other specific factors.

 

Take a defensive driving course. Some auto insurance companies offer discounts for drivers who successfully complete a safe driving course at an accredited institution. Typically, these courses are taken by teenage drivers and seniors, but any driver may benefit from taking one.

 

Remember, the insurance carrier can usually refuse to give a reduced rate to those who have poor driving records. You may wish to ask your insurance company about your eligibility and the amount of discount prior to taking an approved Driver Improvement Course.

 

The educational material is intended to refresh the knowledge obtained from government-printed driving handbooks or manuals, and helps students for safer driving. It is statistically proven that drivers whom take a defensive driving course have less accidents or moving violations.

 

Taking our online driving education is one of the most affordable and convenient ways to acquire driving education. You can take at your own pace, and the course will make sure that all content requirements are met.

 

How the Florida Traffic School DDC Course Works

Basic Driver Improvement DDC, also known as Traffic School or Defensive Driving, is a 4 hour course which motorists can take when issued a traffic citation, when asked by the courts, or to get an insurance discount (from the insurance company). The course is taken in 4 modules online and covers topics such as:

Florida Traffic Laws
Defensive Driving Strategies
Driving under the Influence
Adverse Driving Conditions and more

 

 

Upon completion of the traffic school course, you will receive an official Florida traffic school certificate of completion. At the same time, the completion goes to the Florida Department of Highway Safety and Motor Vehicles. If your citation was the result of a moving violation, this completion will remove any points associated with the ticket, prevent insurance premium increases and possibly cut the fine cost of the ticket.

 

 

Convenient on-line reporting lets traffic schools automatically report course completions to DHSMV so the Driver License offices can view students who pass Traffic Law and Substance Abuse Education (TLSAE), Basic Driver Improvement (BDI, TCAC, Red Light), and Advanced Driver Improvement (ADI).

 

 

Reasons for Attending Basic Driver Improvement

You must complete a basic driver improvement course (Traffic Collision Avoidance Course) if you want to keep your driver license in the following circumstance:

You were a driver in a crash and are found at fault and
someone was transported to the hospital or
you had two crashes in a two-year period, which resulted in property damage greater than $500.
Passed a stopped school bus
Highway Racing
Highway Racing – Spectator
Reckless Driving
Running a red light

 

If you receive a ticket in the area for a non-criminal moving violation, and you do not hold a commercial driver license, you may elect to attend a basic driver improvement course in lieu of points on your driving record.

 

 

In some cases, you may choose to attend a basic driver improvement course to receive insurance discounts. This discount is solely at the discretion of your insurance company.
Electing to Attend Traffic School
Drivers with a Class A, B, or C license may not make an election under this subsection.

 

 

If, as a result of a moving violation, you elect to attend and complete a basic driver improvement course, you will receive the following benefits:

Your insurance rates cannot go up and your policy cannot be cancelled because of this violation, unless this involved a crash where you were at fault.
Points may not be added to your driver license record, adjudication of guilt is withheld, and safe driver status is maintained if applicable. You may not make an election under this subsection if you have made this election in the preceding 12 months. A person may make no more than five elections in a lifetime.

 

 

Within 30 days from the date you received the traffic citation and prior to attending class, you must:

 

 

Inform the Florida Clerk of Court in the county where you received the citation that you want to go to traffic school, and
Pay an election fee to the Florida Clerk of Court in the county where you received the citation.

 

Florida 4 HR Driver Improvement BDI or DDC Program

 

 

Florida DDC Course

 

 

Florida Traffic Violations List

 

• Speeding: Fines typically range from $75.00 to $300.00 depending on the speed the person was driving
• Careless Driving: Fine up to $500
• Violation of a Traffic Control Device: Fines typically range up t $300 depending on the traffic control device
• Running a Red Light: Typically a $158.00 fine
• Violation of Right of Way: Fines range between $65.00 and $300.00
• Improper Lane Change: Fines range between $65.00 and $300.00
• Florida’s Move Over Law: Fines typically over $100.00 and up to $500.00
• Improper Passing: Fine up to $300.00
• Running a Stop Sign: Fines typically range from $75.00 to $300.00
• Spectator to Street Racing: Fine up to $500.00
• Failure to Yield: Up to $500.00 in fines

Violations which Cause the Most of Motor Vehicle Crashes are: 316.0895 

 

Following too closely.
—

 

Other Moving Violations Contributing to Motor Vehicle Accidents:

 

Speeding
or Failure to Control Speed

 

Failed to Stop at Red Light (Running a Red Light)

 

Failure to Stop at Stop Sign (Running a Stop Sign)

 

Passing a School Bus while loading-unloading

 

Passing when unsafe

 

Fail to Obey Traffic Control Device – Signs

 

Fail to Obey Traffic Control Signals – Red Light or Flashing Lights

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