Online Driving Courses | Defensive Driving | Traffic School | Drivers Education P2

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Driving School Programs Online

Defensive Driving | Traffic School | Drivers Education

Defensive Driving Online

Defensive Driving is available online for traffic ticket recipients (citations, infractions) for court dismissal, court fine diversion, deferred adjudication and driver points reduction and removal.  Many states allow drivers to take the defensive driving courses to deduct assessed driver points from their driving records though their DMV with completion of defensive driving.

 

 

Defensive Driving Courses for Auto Insurance Discounts

The most common value of taking an online Defensive Driving course is for licensed drivers of all ages the ability to get a discounted rate from their auto insurance policy.  Most common auto insurance companies offer a discount after completion of an approved defensive driving course, either in-person or the online versions.

 

 

A ValuePenguin article states that many insurance companies provide discounts to drivers who take defensive driving classes, and the discounts typically range from 5% to 20% off your existing car insurance premium.

 

 

WalletHub has a reference article, as well as Nasdaq also.

 

 

Senior Drivers Age 55+ Online Driving Courses for Auto Insurance Discounts

Seasoned drivers (aka Senior or Mature Drivers) may commonly take a senior-specific Mature Driver Improvement course for an auto insurance discount.  Many states even mandate that auto insurance providers issue a discount for their senior drivers who complete the course.  Some states refer to these courses as Accident Prevention, Crash Prevention or Collision Prevention.

 

 

According to USA Today, 34 states, in addition to Washington D.C., that mandate a discount for safe-driving classes are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.

 

 

Of those 34 states, 23 and the District of Columbia mandate a discount for online versions of state-approved classes. The 23 states are: Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.

 

 

Defensive Driving is sometimes referred to as Driver improvement, Traffic school, Traffic Safety, Driving Safety, Safe-Driver Program, BDI (Basic Driver Improvement) BDIC (Basic Driver Improvement Course), etc.  Florida and Michigan frequently refer to the programs as BDI or BDIC.  In addition to BDIC or BDI, Florida also recognizes IDI or Intermediate Driver Improvement and an ADI (Advanced or Aggressive Driver Improvement) for for repeat or driving infractions.  The state of Delaware also refers some drivers in their state for seek the Aggressive course.  It defines aggressive driving as the occurrence of three or more specific illegal actions from a single continuous incident. In addition, a violator must complete an approved course addressing behavior modification or attitudinal driving.

 

All Approved Online Driving Schools – All Online

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Idaho

Idaho Defensive Driving for court or driver points/Insurance Discount

Idaho Seniors

Idaho Teen Drivers Ed

Illinois

Illinois Defensive Driving for court or driver points/Insurance Discount

Illinois Seniors

Illinois Teen Drivers Ed (None)

Indiana

Indiana Defensive Driving for court or driver points/Insurance Discount

Indiana Seniors

Indiana Teen Drivers Ed

Iowa

Iowa Defensive Driving for court or driver points/Insurance Discount

Iowa Seniors

Iowa Teen Drivers Ed

Kansas

Kansas Defensive Driving for court or driver points/Insurance Discount

Kansas Seniors

Kansas Teen Drivers Ed

Kentucky

Kentucky Defensive Driving for court or driver points/Insurance Discount

Kentucky Seniors

Kentucky Teen Drivers Ed

Louisiana

Louisiana Defensive Driving for court or driver points/Insurance Discount

Louisiana Seniors

Louisiana Teen Drivers Ed

Maine

Maine Defensive Driving for court or driver points/Insurance Discount

Maine Seniors

Maine Teen Drivers Ed

Maryland

Maryland Defensive Driving for court or driver points/Insurance Discount

Maryland Seniors

Maryland Teen Drivers Ed

Massachusetts

Massachusetts Defensive Driving for court or driver points/Insurance Discount

Massachusetts Seniors

Massachusetts Teen Drivers Ed

Michigan

Michigan Defensive Driving for court or driver points/Insurance Discount

Michigan Seniors

Michigan Teen Drivers Ed

Minnesota

Minnesota Defensive Driving for court or driver points/Insurance Discount

Minnesota Seniors

Minnesota Teen Drivers Ed

Mississippi

Mississippi Defensive Driving for court or driver points/Insurance Discount

Mississippi Seniors

Mississippi Teen Drivers Ed

Missouri

Missouri Driver Improvement for court or driver points/Insurance Discount

Missouri Seniors

Missouri Teen Drivers Ed

Montana

Montana Defensive Driving for court or driver points/Insurance Discount

Montana Seniors

Montana Teen Drivers Ed

Nebraska

Nebraska Defensive Driving for court or driver points/Insurance Discount

Nebraska Seniors

Nebraska Teen Drivers Ed (None)

Nevada

Nevada Defensive Driving for court or driver points/Insurance Discount

Nevada Seniors

Nevada Teen Drivers Ed

New Hampshire

New Hampshire Traffic School for court or driver points/Insurance Discount

New Hampshire Seniors

New Hampshire Teen Drivers Ed

New Mexico

New Mexico Defensive Driving for court or driver points/Insurance Discount

New Mexico Seniors

New Mexico Teen Drivers Ed

New Jersey

New Jersey Defensive Driving for court or driver points/Insurance Discount

New Jersey Seniors

New Jersey Teen Drivers Ed

New York

New York Defensive Driving for court or driver points/Insurance Discount

New York Seniors

New York Teen Drivers Ed

North Carolina

North Carolina Defensive Driving for court or driver points/Insurance Discount

North Carolina Seniors

North Carolina Teen Drivers Ed

North Dakota

North Dakota Defensive Driving for court or driver points/Insurance Discount

North Dakota Seniors

North Dakota Teen Drivers Ed

Ohio

Ohio Defensive Driving for court or driver points/Insurance Discount

Ohio Seniors

Ohio Teen Drivers Ed

Oklahoma

Oklahoma Defensive Driving for court or driver points/Insurance Discount

Oklahoma Seniors

Oklahoma Teen Drivers Ed

Oregon

Oregon Traffic School for court or driver points/Insurance Discount

Oregon Seniors

Oregon Teen Drivers Ed

Pennsylvania

Pennsylvania Defensive Driving for court or driver points/Insurance Discount

Pennsylvania Seniors

Pennsylvania Teen Drivers Ed

Rhode Island

Rhode Island Defensive Driving for court or driver points/Insurance Discount

Rhode Island Seniors

Rhode Island Teen Drivers Ed

South Carolina

South Carolina Defensive Driving for court or driver points/Insurance Discount

South Carolina Seniors

South Carolina Teen Drivers Ed

South Dakota

South Dakota Defensive Driving for court or driver points/Insurance Discount

South Dakota Seniors

South Dakota Teen Drivers Ed

Tennessee

Tennessee Defensive Driving for court or driver points/Insurance Discount

Tennessee Seniors

Tennessee Teen Drivers Ed

Texas

Texas Defensive Driving for court or driver points/Insurance Discount

Texas Driving Safety Course for Insurance Discount

Texas Specialized Seat Belt Driving Safety Course

Texas Seniors

Texas Adult Drivers Ed

Texas Teen Drivers Ed

Utah

Utah Defensive Driving for court or driver points/Insurance Discount

Utah Seniors

Utah Teen Drivers Ed

Vermont

Vermont Defensive Driving for court or driver points/Insurance Discount

Vermont Seniors

Vermont Teen Drivers Ed

Virginia

Virginia Driver Improvement for court or driver points/Insurance Discount

Virginia Driver Improvement Course for Insurance Discount

Virginia Seniors

Virginia Teen Drivers Ed

Washington

Washington 4 Hour Defensive Driving for court or driver points/Insurance Discount

Washington 8 Hour Defensive Driving

Washington Seniors

Washington Teen Drivers Ed

West Virginia

West Virginia Defensive Driving for court or driver points/Insurance Discount

West Virginia Seniors

West Virginia Teen Drivers Ed

Wisconsin

Wisconsin Traffic School for court or driver points and/or Insurance Discount

Wisconsin Seniors

Wisconsin Teen Drivers Ed

Wyoming

Wyoming Defensive Driving for court or driver points/Insurance Discount

Wyoming Seniors

Wyoming Teen Drivers Ed